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We make use of supermarket points saving them for Christmas. The supermarket we use will not issue 2 cards for a household, so we signed up to a second card, one in each name, to make the most of point savings. The extras card costs $79 per year, but you get 10% off one shop a month up to a maximum of $50 per shop. We also have my mobile plan through the same supermarket and the car insurance, so both of those give 10% off each month as well. Both of us ended up with 2 extra months free this year after a cock-up at their end left some members unable to access an offer...
These are Australian dollars throughout.
My husband's account has over $450 saved in it since the start of the year and mine has $290. He'll get another $90 added to it come this weekend. They do offers that if you shop spending $170 3 weeks in a row, they'll give you 18,000 points, amount and points back vary. It's meant to make you a more loyal customer, but all it really controls in this household is who's card gets used which week.
Its a balancing act. Sometimes it is better not to use the 10% off on one card to get the 3rd shop in, trading $25 off an average weekly shop to get $90 of points. But this month, November has 5 weekends in it and we only get 4 lots of 10% off each month, so a little planning saves a lot of money. There's also money off fuel and so on. Typically we'll save about the cost of a large tank full each year with those savings
There are also points for certain products which vary each week. Sometimes they'll push certain products such as suncare creams at the start of summer, spend $x get 5,000 points. (2,000 pts = $10). A lot of fruit and veg gets points when there's a glut and we often use that to our advantage, changing the menu for the week.
You do need to plan and keep an eye out for the offers. Sometimes it will be buy 2 to save or get the points. That's fine by us, we'll just not buy it again until we need it. All of this does need you to "boost" the offer in the app.
The end result, with a little though and care, is that we typically don't pay for any shopping in December.
So, does anyone else make use of loyalty cards, save up for Christmas? How do you use the offers supermarkets send your way?
These are Australian dollars throughout.
My husband's account has over $450 saved in it since the start of the year and mine has $290. He'll get another $90 added to it come this weekend. They do offers that if you shop spending $170 3 weeks in a row, they'll give you 18,000 points, amount and points back vary. It's meant to make you a more loyal customer, but all it really controls in this household is who's card gets used which week.
Its a balancing act. Sometimes it is better not to use the 10% off on one card to get the 3rd shop in, trading $25 off an average weekly shop to get $90 of points. But this month, November has 5 weekends in it and we only get 4 lots of 10% off each month, so a little planning saves a lot of money. There's also money off fuel and so on. Typically we'll save about the cost of a large tank full each year with those savings
There are also points for certain products which vary each week. Sometimes they'll push certain products such as suncare creams at the start of summer, spend $x get 5,000 points. (2,000 pts = $10). A lot of fruit and veg gets points when there's a glut and we often use that to our advantage, changing the menu for the week.
You do need to plan and keep an eye out for the offers. Sometimes it will be buy 2 to save or get the points. That's fine by us, we'll just not buy it again until we need it. All of this does need you to "boost" the offer in the app.
The end result, with a little though and care, is that we typically don't pay for any shopping in December.
So, does anyone else make use of loyalty cards, save up for Christmas? How do you use the offers supermarkets send your way?
